Invest in Hospitality Water Transport in Maldives

The Maldives’ luxury hospitality water-transport industry is booming while still largely overlooked by most investors. Smart Own is the market leader and a key force shaping this expansion. Now, you can join our existing investors in the next phase of growth and capitalize on the Smart Own success story in the Maldives.

Toufic Hobeika - Founder & CEO of Smart Own

The Maldivian Opportunity

Over 180 private islands resorts in Maldives depend entirely on water or aerial mobility to transport their guests and staff, creating an extraordinary investment landscape where necessity meets luxury.

How We Create Investor Value

Smart Own secures 3 to 5-year contracts with international resort brands to provide premium water transfer services for guests and staff between Velana International Airport and their island destinations.

To deliver these services, we acquire passenger boats and luxury yachts. Your investment enables us to purchase these assets. Once deployed, the fleet generates fixed monthly lease income for Smart Own. From this stable revenue stream, we repay investors—creating a simple, profitable, and low-risk business model and investment opportunity.

Available Investment Tickets:

Debt Financing Choices:

Choice A: 5 years term loan with equal monthly repayments of principal and interest on reducing balance.

Choice B: 3 years bond with yearly coupon payouts.


Minimum Ticket Price

USD200,000 for term loans.

USD500,000 for bonds.

High yield and low-risk:

Fixed yield of 10% per annum over 3 or 5 years in a low-risk and proven business model.

Backed by long-term service contracts with world-class luxury hotel brands like: Ritz Carlton, Patina, Bulgari, Mandarin Oriental, Sheraton, Banyan Tree, and many more.

A small token of appreciation for our larger contributors:

Invest USD 1 million and receive a 5 nights complimentary stay for two at the ultra luxurious Ritz Carlton Fari Islands in Maldives.

Invest with the industry leader

Smart Own is the undisputed water mobility leader in Maldives.

Larger in revenues and fleet size than the next three competitors combined.

Reputed as bespoke, professional, honest and reliable partner for the luxury resorts.

Smart Own Revenues on steroids

Consistent and robust revenue growth since established.

Future revenue growth to accelerate further with newly signed resorts opening in 2026 and 2027.

Smart Own delivers
industry-leading growth and performance.

40% increase in number of passengers ferried 2025 vs 2024.

Smart Own fleet traveled 1,910,957 km in 2025 — nearly five times the distance between Earth and the Moon.


Credible borrower

Successfully raised USD 11 million since established in 2020.

Impeccable 5 years track record in loan repayments.

Re-invested lenders.

Loan agreements with UAE parent company Smart Own FZ-LLC and governed by UAE law.

Hear it from our largest investor

Nasser Al Shaali

Former CEO of Dubai International Financial Centre (DIFC) and current Chairman of HSBC Egypt.

Smart Own: It's Different !

Wish to know more ? Get in touch

We are launching a fresh round of investment tickets from USD200,000 on April 5th 2026.

Our previous round of investments was fully subscribed before we went public. Contact us early not to miss this round.

Smart Own: It's Different !